Jenny Smedra is an avid world traveler, ESL teacher, former archaeologist, and freelance writer. Choosing a life abroad had strengthened her commitment to finding ways to bring people together across language and cultural barriers. While most of her time is dedicated to either working with children, she also enjoys good friends, good food, and new adventures.
Jenn Clark is a writer, PR specialist, entrepreneur, blogger and coffee enthusiast. A lover of laughter, traveling and cheese, she’s written about her life experiences here at suburbanfinance while at the same time growing other young professionals. You can find more of her work at Jennblogs.co.
Kathryn Vercillo is a long time writer, crafter and author of several books. A resident of San Francisco, she is committed to helping others explore, articulate and share their own individuals stories. When she’s not evaluating investing opportunities Kathryn is an avid knitter, researcher, and blogger. You can find Kathryn’s website here.
Tamila McDonald has worked as a Financial Advisor for the military for the past 13 years. She has taught Personal Financial classes on every subject from credit to life insurance, as well as all other aspects of financial management. Mrs. McDonald is an AFCPE Accredited Financial Counselor and has helped her clients to meet their short-term and long-term financial goals. She writes at The Free Financial Advisor.
1. Take Action, Don’t Procrastinate
2. Don’t Buy Consumer Items on Credit
3. Use Credit Cards For Convenience, Not For Carrying Debt
4. Live Within Your Means
5. Save and Invest At Least 5 to 10 Percent of Your Income
6. Understand and Use Your Employee Benefits
7. Research Financial Products Before You Buy Them
8. Avoid Financial Products That Carry High Commissions and Expenses
9. Don’t Buy Financial Products You Don’t Understand
10. Invest the Majority Of Your Long-Term Money In Ownership Vehicles.