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1. Take Action, Don’t Procrastinate
2. Don’t Buy Consumer Items on Credit
3. Use Credit Cards For Convenience, Not For Carrying Debt
4. Live Within Your Means
5. Save and Invest At Least 5 to 10 Percent of Your Income
6. Understand and Use Your Employee Benefits
7. Research Financial Products Before You Buy Them
8. Avoid Financial Products That Carry High Commissions and Expenses
9. Don’t Buy Financial Products You Don’t Understand
10. Invest the Majority Of Your Long-Term Money In Ownership Vehicles.
